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Think of a personal loan as multi-purpose money that you can borrow now and pay off in a few years。Use them to consolidate high-interest credit cards, make home improvements or pay for unexpected expenses。If you have any ideas, so do we。
Personal loan
Consolidate your debt today and have peace of mind tomorrow。
Consolidating your debt with an ACFCU personal loan may lower your monthly payments and help you save more over the life of the loan。ACFCU is more than just a lender, we are your neighbor。Apply today and take advantage of our neighborhood services。
Rates as low as
9.99
%
APR*
Characteristics and advantages
- Flexible terms to suit your budget
- Electronic document signing is convenient and fast
- Affordable Payment protection plan
Rates effective: May 9, 2023| 类型 | Maximum credit line | Period up to | Apr * Low to | Monthly payment sample 2 |
|---|---|---|---|---|
| 类型 Personal loan | Maximum credit line $10,000 | Period up to 48个月 | Apr * Low to 9.99% | Monthly payment sample 2 $178 is $7,000 or $25 is $1,000 |
| 类型 Personal loan | Maximum credit line $20,000 | Period up to 60个月 | Apr * Low to 10.99% | Monthly payment sample 2 Exchange $217 for $10,000 or $22 for $1,000 |
| 类型 Personal loan | Maximum credit line $50,000 | Period up to 72个月 | Apr * Low to 11.49% | Monthly payment sample 2 Exchange $482 for $25,000 or $19 for $1,000 |
Personal credit line
For flexible spending and repayment。
Want to have more financial flexibility？This line of credit might work for you。Just like a credit card, this limit gives you access to funds when you need them, and it also helps you avoid the embarrassment of overdrawing your checking account, covering any checks you may write that exceed your available balance。
Rates as low as
9.75
%
APR*
Characteristics and advantages
- Revolving line of credit, which you can use as needed。
- Interest is paid on unpaid balances only
- Link it to your checking account to get overdraft protection。
- Get cash advances quickly and easily in the following ways Online banking
- 可选 Payment protection plan
- All rates
Quick cash loan
No credit check required!
Sometimes life brings you unexpected expenses。In this case, Fast Cash may be right for you。This is a short-term personal loan that can be applied for quickly, so you can get the money you need when you need it。No credit check is required and only a small fee is paid。To qualify, you must have been a member for at least 90 days。)
To apply, call 703-526-0200 x2。
Rates as low as
16.78
%
APR*
Characteristics and advantages
- Quick and easy $1,0001
- Quick application - about 15 minutes。
- No credit check required
- 12 months term
- Affordable Payment protection plan
- All rates
Personal loans secured by stocks or certificates
Is a great way to help build credit。
Thinking you can't get credit without credit？Think again。With an ACFCU Secured Personal Loan, you can use your stock or certificate account balance to secure the loan you need。
Call 703-526-0200 x4
Characteristics and advantages
- Your savings as collateral for the loan (we seize the money)。
- Save at a low interest rate that is only 3% higher than your ACFCU savings income。
- Flexible repayment terms
- Continue to earn dividends on your savings or certificate account。
- When you pay off the balance of the loan, you can use those funds again。
- All rates
Get more information today。
Tell us a little bit about yourself and your financing needs. We’ll reach out with ideas on how we can help.
Manage your money anytime, anywhere with our mobile app。
Why Arlington
As a full-service credit union, we are a cooperative organization of members just like you, and we know that by standing together, we can all benefit on our financial journey。
Financial empowerment
We are here to help our members and neighbors achieve their financial goals and live their best lives。
Reward experience
We believe that there is nothing more meaningful than serving our members and believe that one good turn is worth another。
Integrity first
We not only meet your financial needs, but also promise to be your good neighbor and honest service。
细则
*APR = annual percentage rate。Interest rates are subject to change without notice。The interest rate is effective from May 9, 2023。The highest interest rate is 18%。Members who apply online will receive 0.25% APR discount on personal loans。Not all applicants qualify for the lowest interest rate。To qualify for the lowest interest rate, members must meet credit criteria eligibility and apply online。The minimum loan amount is $1,000。
1You must have been a member for at least 90 days before applying。All accounts and loans must be active within the last 6 months (not negative or delinquent)。No personal loan can be rejected within the last 3 months。Direct deposit is not required。However, a deposit of $1,000 is required for each of the past two calendar months。Each member can only have one quick cash loan, and only one loan at a time, with a maximum of two loans every 12 months。Current quick cash loans must have a six-month payment period before they can be refinanced。Only master account holders can apply for fast cash loans。$1,000 quick cash, 8.99% interest rate +$40 finance fee =16.78% APR total。Examples of monthly payments: 16.78% APR *12 months =$87 monthly payment。Payment is based on the first due date within 30 days of closing。
2Because payment protection is built into the loan and the first payment is not due 30 days after the funds are available, payment examples may vary。
