Any questions?？You've come to the right place!

是的。ACFCU可以通过两种不同的方式支付透支。

1. Pay politely³ - 如果你符合条件，你会自动选择加入。你可以通过移动应用程序中的礼节性支付小工具选择退出。¹ And online banking。
2. Overdraft transfer - such as linking to another account。

Courtesy payments include the following types of transactions。⁴

1. 使用支票账户进行的支票、ACH和其他交易
2. Automatic bill payment
3. Use your debit card to set up repeat transactions
4. ATM transaction
5. Daily debit card transactions
6. Point of Sale (POS) transactions

We also offer a grace period of $30。这意味着如果你的透支余额少于$30，借记卡交易就不收费。²

细则

¹Data rates may apply。

²This only applies to debit card transactions。ACH交易在收取费用之前没有$30的宽限期。

³There is a $30 fee for each occurrence。

⁴ATM transaction、Daily debit card transactions和Point of Sale (POS) transactions需要单独选择。

如果您有电子付款、提款或存款从商家或其他金融机构进入您的账户（如工资存款或水电费付款），请通知该商家或机构您的账户号码和ACFCU的ABA路由号码：256078404。

您可以通过以下简单的步骤在您的ACFCU账户和外部账户之间免费转账（资金不足的情况下需要收取费用）。

1.You will need:

• Routing numbers of other financial institutions
• Your account type and number
• 访问您的ACFCU在线和/或手机银行业务。

2.Follow our instructions step by step ACH Initiate Setup Guide.

• 在有效工作日下午2点（美国东部时间）之前进行当日转账，否则将在下一个工作日出现。
• 每次转入或转出您的储蓄账户都将计入每月交易限额。
• 在 "预定转让 "功能下取消待定转让。

是的，要向您的ACFCU账户汇款，只需向其他机构提供这些指示。

进线

• 电汇至阿灵顿十大棋牌网赌软件联邦信贷联盟，ABA# 256078404
• Credit to。你的名字和你的13位数字的账号（在你的支票底部或通过Online banking找到）。

出线

• 可以在网上、当面、以及通过传真或电子邮件提出申请

1. Login to online banking
2. Click your name in the top right corner
3. Click "Settings" from the drop-down menu。
4. Click Notification。
5. 在 "账户 "下，点击 "贷款支付到期日 "右侧的 "设置 "图标。
6. Slide the button to ON
7. Click "Select an Account"。
8. 选择贷款，然后选择到期日前后的天数，以收到警报。
9. Click "Save"。
10.  点击方框，表明接收警报的方式：电子邮件和/或手机。
11. Click "Save Changes"。

要修改一个警报，请按照上面的说明进行。

要删除一个警报，请按照步骤1-6进行操作，并将按钮滑到关闭。

Usernames must be alphanumeric and between eight and 15 characters. Old usernames cannot be reused.

You must be a member or qualify for membership in ACFCU and your membership must be established before any loan can be issued.

We offer personal loans from $1,000 to $50,000, subject to credit and income qualifications.

Just about anything! Personal loans are great for consolidating debts or financing a household expenses at a lower interest rate than a credit card.

Submit an application online, by phone at 703-526-0200, or in person at one of our branches. We’ll need basic information about you and your income and an application can typically be completed in a few minutes.

Once your application is approved and any supporting documents (such as verification of your income, if needed) have been provided, you can sign your loan documents electronically and have the funds in a matter of hours.

Personal loans do not require collateral; however, if you do have collateral, like a paid-off vehicle, you may be able to qualify for a larger loan at a lower rate using your collateral.

 Yes! You are welcome to make larger or additional payments at any time. There is no penalty for paying early and you’ll save money in interest over the life of the loan. Just remember that you have to make each scheduled payment when it is due, even if you previously made a larger payment.

Yes, we offer convenient and affordable payment protection options that protect you and your loved ones in the event of disability or death of a covered borrower.

You can visit our Privacy Policy Anytime online。

There are three ways to avoid ATM fees。

1. Use free of charge Arlington Community FCU ATM
2. Open one Free bonus checking accounts 并符合每月返还高达$10的ATM费用的资格。
3. Use an almost 30,000台Co-Op网络ATM机

在适用的情况下，费用在整个月内评估，并将出现在你的定期月结单上。View our 个人。 十大棋牌网赌软件 或 Start-up companyǞ Ǟ Ǟ Charging standard。

There are three ways you can avoid monthly maintenance fees。

1. 保持$1,000的综合贷款和存款金额

2.Active use Free bonus checking accounts

3.我们对21岁以下或55岁以上的会员免收费用。

不，我们不会因为你提前清偿贷款而惩罚你。如果我们为你关闭贷款支付了任何费用，或提供了现金返还奖励，如果你在开设贷款后36个月内关闭贷款，这些金额必须偿还。所欠的金额将包括在你的贷款清偿金额中*。

细则

*如果贷款在开业后36个月内还清，现金返还或过户费用可以加到还清金额中。

更新和验证您的信息是很容易和快速的。请按照这些简单的指示使用Online banking（桌面）或Mobile app (iOS或Android）。

Mobile app (iOS
1.Sign in to the mobile app
2.Go to more
3.Find someone else
4.Go to Settings
5.Go to contact
6.添加或更新你的电话号码、电子邮件地址和偏好
7.通过回答安全问题或输入电子邮件中的代码确认你的电话号码。

Mobile app (Android
1.Sign in to the mobile app
2.Go to the hamburger menu (top left three rows)。
3.Go to Settings
4.Go to contact
5.添加或更新你的电话号码、电子邮件地址和偏好
6.通过回答安全问题或输入电子邮件中的代码确认你的电话号码。

Online banking
1.Login to online banking
2.Go to Settings (top right)。
3.Go to contact
4.添加或更新你的电话号码、电子邮件地址和偏好
5.通过回答安全问题或输入电子邮件中的代码确认你的电话号码。

• Log in to our Mobile application¹ Or online banking 
• 点击 设置，那么 Contact us
• Change your personal information

如果你有一个有效的支票账户或贷款，你会收到月度报表。Otherwise, you will receive a quarterly statement。The statement cycle runs from the first to the last day of the month。If you are Registered an electronic statement当你的电子账单可用时，你会收到一封电子邮件。 

你可以通过点击以下链接访问你的电子账单 Electronic document Gadgets in online banking。

一旦您注册了电子账单，您的电子账单库将存储过去24个月的电子账单。